Bank Regulators Finalize Dodd-Frank Regulation Barring Lower Capital Baseline For Big Banks

The Federal Deposit Insurance Corporation’s board of directors June 14 unanimously cleared a final rule that bars large banking firms from setting their risk-based capital requirements below those of community banks and other insured depository institutions…

Bank Regulators Release Guidance on Risks Posed by Correspondent Bank Relationships

Federal financial regulators April 30 released interagency guidance on risks posed by correspondent relationships…

Regulators Acknowledge Oversight Lapses, Call for Uniform Federal Mortgage Standards

Comptroller of the Currency John Dugan told the Financial Crisis Inquiry Commission April 8 that regulators should have done a better job overseeing mortgage underwriting among…

Regulators Issue Final Risk-Based Capital Rule Relating to FASB’s New Accounting Standards

Federal bank regulators Jan. 21 issued the final risk-based capital rule related to the Financial Accounting Standards Boards’ new accounting standards that make…

2010 OUTLOOK — INTERNATIONAL BANKING: Financial Crisis, Cybercrime Push Cross-Border Harmonization Effort

Increasing international pressure to harmonize regulation will be one of the thorniest issues to face bank regulators in the coming year. Even before the current world financial crisis, experts…

FDIC Proposes to Charge Higher Premiums to Banks with High-Risk Compensation Plans

Banks whose compensation and incentive packages encourage excessive risk taking would have to pay up front in the form of higher deposit insurance premiums under a Jan. 12 Federal Deposit Insurance Corporation proposal…